Receiving a car as an inheritance is a process that combines the legal intricacies of inheritance law and the administrative procedures of registering a vehicle. Immediately after the death of the owner, the car does not automatically pass to relatives, even the closest ones. Hereditary mass is formed only after the expiration of the period established by law, which is exactly six months from the date of opening of the inheritance. During this period, any legal actions with the car, including its sale or donation, are impossible without the participation of a notary.
It is important to understand that driving a car until the receipt of a certificate of inheritance and subsequent registration in traffic police is illegal. Even if your relatives gave you the keys and documents, technically you are not the owner. Vehicle Registration Certificate (VRC) must be canceled in the database after the death of the owner, and the license plates must be put on the wanted list if the car is stopped by an inspector. Therefore, the question of how to go through all the stages correctly and quickly becomes critical to preserving the value of the asset and avoiding fines.
The procedure is divided into two large stages: notarial and registration. First, you confirm your rights with a notary, pay state fees and receive the necessary documents. Only having it in your hands certificate of inheritance, you can contact the traffic police to make changes to your registration data. Ignoring any of the steps may result in the car being considered ownerless or, even worse, stolen if you try to drive it onto the road.
Terms of entry into rights and actions of a notary
The legislation of the Russian Federation establishes strict time regulations for inheritance cases. The standard period for accepting an inheritance is 6 months. During this period, potential heirs must submit an application to the notary at the place where the inheritance was opened (usually the last place of residence of the deceased). If you miss this deadline without a good reason confirmed by the court, restore your rights to car will be extremely difficult and costly.
The notary checks all submitted documents, requests information from the registers and awaits applications from other possible heirs. Only after six months have passed will a document confirming your rights be issued. There is also a concept actual acceptance of inheritance, when the heir began to bear the costs of maintaining the car (payment for parking, repairs, gasoline), but even in this case, a visit to the notary is required to obtain a paper certificate.
β οΈ Attention: Do not try to sell or give away a car until you receive a certificate of inheritance. Any transactions made before the official registration of rights will be considered void, and you may become involved in a criminal case for fraud.
To speed up the process, it is recommended to collect a package of documents in advance. It includes the heirβs passport, the testatorβs death certificate, documents for the car (PTS, STS) and a certificate of the latest registration of the deceased. The notary will also request a report on estimated value vehicle, since it is from this amount that the amount of the state duty will be calculated.
Expenses: state fees and cost assessment
The financial side of the issue often becomes an unpleasant surprise for the heirs. The main expense is the state fee for issuing a certificate of inheritance. Its size directly depends on the degree of relationship with the deceased and the cost of the car. For close relatives (children, spouses, parents, full brothers and sisters) the rate is 0.3% of the value of the property, but not more than 100,000 rubles.
For all other categories of heirs (distant relatives, friends, distant relatives) the tariff is much higher - 0.6% of the cost, som 1,000,000 rubles. It is important to note that the calculation is not based on the market price at which you plan to sell the car, but on the value indicated in the assessment report or certificate from the traffic police. Estimated value may be lower than the market price if you contact licensed independent appraisers.
In addition to notary services, you will have to pay for a new registration with the traffic police. Here the costs are fixed and do not depend on the cost of the car. You will need to pay for the issuance of a new STS, making changes to the PTS (if it is paper) and, if necessary, for new license plates. If you decide to keep your old numbers, which is possible under certain conditions, you can save on this cost item.
Required documents for registration with the traffic police
After receiving a certificate of inheritance from a notary, the stage of registering the vehicle with the traffic police begins. This must be done within 10 days from the date of receipt of the document, although in practice this period is often violated without serious consequences if the car is not involved in road traffic. However, you should not delay, as questions may arise when checking documents.
To successfully register, you will need to prepare a complete package of documents. The absence of even one certificate may result in refusal to accept the application. The list of documents is strictly regulated by the administrative regulations of the Ministry of Internal Affairs and includes both originals and copies.
Here is the basic list of documents that you need to have with you:
- π Passport of a citizen of the Russian Federation of the heir (original and copy).
- π Certificate of right to inheritance (original).
- π Vehicle Passport (PTS) - original paper or extract from EPTS.
- π’ Previous registration certificate (STC) - if you still have it in your hands.
- π‘οΈ OSAGO policy, already issued for the new owner (heir).
- π° Receipts for payment of state duties.
- π The car itself is for inspection (in some cases).
Special attention should be paid to the policy OSAGO. The old insurance contract issued for the deceased ceases to be valid at the time of his death. You need to take out a new policy where you will be listed as the owner. To do this, you will first need to obtain a certificate of inheritance. Without a valid MTPL policy, registration with the State Traffic Safety Inspectorate is impossible, and driving out onto the road using a tow truck or under your own power (if allowed) is prohibited.
βοΈ Documents for the traffic police
Step-by-step instructions: car registration
The procedure for registering an inherited car is not much different from a standard purchase and sale, but it has its own nuances in the documents being verified. The first step is to make an appointment with the registration and examination department of the traffic police. This can be done through the State Services portal, which will allow you to choose a convenient time and avoid queues.
Arriving at the branch, you submit documents to the reception window. The inspector checks them for authenticity and the absence of restrictions on registration actions (for example, arrests by bailiffs). If everything is in order with the documents, you will be given a referral to inspect the vehicle. Inspection is carried out at a special site where the body, engine and chassis numbers are compared with the data in the vehicle title.
After successfully passing the inspection and database check to ensure that you are not wanted, you will be issued new documents. You will receive a new STS, a record of the new owner will be made in the PTS (or an extract from the EPTS will be issued), as well as, if necessary, new license plates. The entire process usually takes no more than one business day, if there are no queues or technical problems.
| Action | Cost (RUB) | Due date | Where to pay |
|---|---|---|---|
| Issuance of a new STS | 1 500 | On the day of treatment | Traffic police / State services |
| Making changes to the PTS | 350 | On the day of treatment | Traffic police / State services |
| Issuance of new numbers | 2 000 | On the day of treatment | Traffic police / State services |
| State fee for a notary (example) | 0.3% - 0.6% of cost | Upon receipt of the certificate | At the notary |
Inspectors have the right to refuse inspection if the car does not meet safety requirements or does not have a valid MTPL policy, even for driving through the territory.
Transport tax and fines of the deceased
One of the most common questions that heirs have is: do they need to pay transport tax for the period when the deceased owned the car, and what to do with the accumulated fines? According to the Tax Code of the Russian Federation, the obligation to pay transport tax ceases in the month of the ownerβs death. However, accruals for full months of ownership in the year of death must be made.
The tax office automatically receives information about the death of a citizen and stops calculating taxes. However, if the notification arrived after death, the heirs should provide a copy of the death certificate to the Federal Tax Service for recalculation. The heirs are liable for the debts of the testator, but only to the extent of the value of the property transferred to them. This means that if the amount of fines and taxes exceeds the value of the car, you do not have to pay the difference out of pocket.
β οΈ Attention: Fines received on a video recording camera after the date of death of the owner do not need to be paid. They must be cancelled. To do this, you must submit an application to the traffic police or through State Services, attaching a copy of the death certificate.
Regarding transport tax for future periods, it is accrued to the new owner (heir) only from the date of registration of the car with the traffic police. The period between the death of the owner and registration of the heir is not subject to tax, since legally at that time the car did not have an active user in the person of the owner who was obliged to pay tax.
Selling an inherited car
Many heirs do not plan to use the car they inherited, but prefer to sell it immediately. The law allows you to sell a car without first registering it in your name with the traffic police. In the certificate of inheritance you are already indicated as the owner, so the purchase and sale agreement can be concluded directly with the buyer.
With this sales scheme, your data is indicated in the sales contract in the βSellerβ column, and in the basis of ownership you refer to certificate of inheritance. The buyer then independently registers the car in his name. This saves you time and money on registration, since you do not need to obtain new numbers and STS in your name.
However, there is an important tax nuance here. If you sell a car for less than its appraised value indicated in the inheritance file, or if you have owned it (counting from the death of the testator) for more than three years, you do not need to pay personal income tax (PIT). If the car is sold for more than its estimated value and the ownership period is less than three years, you will have to pay 13% of the difference.
To complete the sale, you will need the same documents as for registration, plus the buyerβs passport. The agreement is drawn up in three copies. After the sale, you are required to give the buyer the PTS, STS (if it was in hand) and a copy of the inheritance certificate (certified by a notary or just a copy for verification) so that he can register the car.
Frequently asked questions (FAQ)
Is it possible to drive a deceased personβs car before entering into an inheritance?
No, you can't. From the moment of death of the owner, the STS becomes invalid, and the numbers are subject to search. Driving such a car is equivalent to driving without documents or in an unregistered vehicle, which entails a fine and evacuation of the car to the impound lot.
What to do if the PTS is lost or is in the possession of other persons?
If the PTS is missing, you need to obtain a duplicate of it or an extract from the EPTS. This can be done during the registration process with the traffic police. If the PTS is in the hands of other relatives who do not give it away, you can report this to a notary or the police, since you are the legal owner.
Do I need to undergo a technical inspection to obtain compulsory motor liability insurance for an inherited car?
For passenger cars owned by individuals, a diagnostic card (technical inspection) is currently not required to issue an MTPL policy. You can get insurance without undergoing maintenance, regardless of the year of manufacture of the car.
Is it possible to register a car for several heirs?
Yes, if there are several heirs, the car becomes their shared property. In this case, all owners will be included in the PTS and STS. To dispose of such a car (sale), the consent of all owners or a court decision on the division of shares will be required.
What to do if there is a registration ban on the car?
A ban can be imposed by bailiffs for the debts of the deceased. In this case, you will not be able to register the car in your name until the ban is lifted. You will either have to pay off the debt to the extent of the value of the estate, or wait for the restrictions to be lifted if the debt is not related to the estate.